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Agriculture Education Emergencies Health HIV and AIDS Microfinance Peacebuilding Water and Sanitation

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Entries in integrated microfinance programs (16)

Monday
Apr202015

Delivering Health Microinsurance through Savings and Internal Lending Communities: An Evaluation of CRS' Experience in Benin

Delivering Health Microinsurance through Savings and Internal Lending Communities: An Evaluation of CRS Experience in Benin   

In Benin, the average household spends more than 40% of its total budget on out-of-pocket health expenses each year.

Catholic Relief Services and partners piloted a health microinsurance product and delivered it through savings groups in Benin. We introduced a digital solution to improve efficiency and scalability. This document evaluates the project's ability to increase access to health services among rural households.

Read a summary
Download the full evaluation (PDF, 1.4 MB)

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Friday
Sep272013

Ibyiringiro Project: Restoring Hope 2008–2013; A Case Study From Rwanda

Ibyiringiro Project: Restoring Hope 2008–2013   

CRS' Ibyiringiro project in Rwanda reached more than 12,000 beneficiaries through an integrated approach to HIV. This case study looks at the experiences of project participants during the life of the project (2008–2013).

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Monday
Jul152013

Financial Education

Financial Education   

This 11-lesson financial education curriculum, part of CRS' five skill sets for rural development, has two main purposes:

  • To provide trainers with the tools to teach groups about financial management.
  • To help group members improve their financial and money management skills.

The curriculum is appropriate for development facilitators, field agents and SILC private service providers.

1. Introduction and Glossary (PDF, 496 KB)
2. Section I: Goals, Income, Expenses and Budgeting (PDF, 1.3 MB)
3. Section II: Savings (PDF, 973 KB)
4. Section III: Borrowing (PDF, 1.2 MB)

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Tuesday
May142013

Protecting Malawian Children and Youth Through Social and Financial Entrepreneurship

Protecting Malawian Children and Youth Through Social and Financial Entrepreneurship   

This learning paper outlines the experiences and preliminary findings of a collaboration between Catholic Relief Services and Aflatoun. The program was designed to help strengthen the child protection function of Children’s Corners in Malawi.

Vulnerable children ages 6 to 18 years old received financial and social enterprise training. This training strengthened their self-confidence, taught them their rights and responsibilities and helped them develop practical skills for saving, spending, planning and budgeting.

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Thursday
Jan242013

Améliorer l’accès des populations rurales à la santé : Etude d’un programme pilote de microassurance santé au Bénin

Améliorer laccès des populations rurales à la santé : Etude dun programme pilote de microassurance santé au Bénin   

Ce rapport d’étude examine le projet pilote de micro-assurance santé (MAS) mené par CRS dans la région de l'Atacora au Bénin. Le projet pilote met en relation les groupes d'épargne matures avec une compagnie privée d'assurance.

Download the PDF in French (1.6 MB)
Download the PDF in English (1 MB)

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Wednesday
Jan022013

Improving Access to Health for Rural Populations: A Study of CRS' Health Microinsurance Pilot in Benin

Improving Access to Health for Rural Populations: A Study of CRS Health Microinsurance Pilot in Benin   

This report looks at CRS' health microinsurance (HMI) pilot in Atacora, Benin. The pilot links mature savings groups to a national insurance company. The findings show improvements in costs, access, treatment and group solidarity.

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Monday
Jun252012

Leveraging Municipal Government Support for Agricultural Value Chains in Nicaragua

Until recently, municipal governments in Nicaragua have not considered agricultural development to be part of their institutional mandate. This has made it difficult for small producers to competitively engage in agricultural value chains. CRS and its partners created the Alliance to Create Opportunities for Rural Development through Agroenterprise Relationships (ACORDAR) project in 2007. Since then, ACORDAR has helped more than 3,000 Nicaraguan farmers achieve a 98 percent increase in sales and a 117 percent increase in net income.

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Wednesday
May252011

My Skills, My Money, My Brighter Future in Rwanda: An Assessment of Economic Strengthening Interventions for Adolescent Girls

To respond to the OVC crisis in Rwanda, CRS and our Caritas partners implemented a five-year program that provided caregivers and children a range of services: education support, health care and HIV education, protection, psychosocial support, food security and nutrition assistance, and economic strengthening. Interventions examined here include vocational training, savings and internal lending communities, biointensive gardens and small-animal husbandry.

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Wednesday
May252011

My Skills, My Money, My Brighter Future in Zimbabwe: An Assessment of Economic Strengthening Interventions for Adolescent Girls

This project was designed to improve the economic status, food security, health and psychosocial well-being of out-of-school (or at risk of being out-of-school) adolescents. The assessment evaluates three economic strengthening approaches: (1) vocational training, (2) Junior Farmer Field and Life Schools and (3) Savings and Internal Lending Communities.

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Monday
Jan312011

Boosting income of rural families to meet basic needs in Central America

CRS is working with partners to help rural families increase their income and improve their diets in remote areas of El Salvador, Guatemala, Honduras and Nicaragua through the Agriculture for Basic Needs Project.

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Friday
Jan212011

Saving and Internal Lending Communities: An Approach for Improving Life and Wellbeing of PLWHA and OVC

CRS/Rwanda has integrated SILC across programming in projects such as agriculture, health, nutrition and HIV & AIDS since 2005. Recently, 942 SILC groups saved a total of $128,473 and provided $34,463 in loans to help members meet household and productive needs.

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Wednesday
Jan192011

Facilitating Financial Linkages for Smallholder Producers in Nicaragua

This paper highlights the role that CRS and its implementing partners have played in creating effective linkages between financial service providers and smallholder producers in Nicaragua.

Download the PDF (286 KB)
Download the e-book for most e-readers (EPUB, 1.7 MB)
Download the Kindle edition (MOBI, 1.9 MB)
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Tuesday
Jan182011

Savings and Internal Lending Communities (SILC)

The key to helping Zimbabwean orphans, vulnerable children and youth

Savings and Internal Lending Communities (SILC) are helping youth in Zimbabwe develop basic skills in financial management. Youth participating in SILC are also learning to appreciate the importance of saving for emergencies and investments. This poster outlines how the SILC process works and how it is being used by youth in Zimbabwe.

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Tuesday
Jan182011

Increasing Savings and Solidarity among Households with Orphans and Vulnerable Children in Rwanda

This learning paper looks at linking the Savings and Internal Lending Communities (SILC) methodology with orphans and vulnerable children (OVC) programming in Rwanda. CRS Rwanda introduced SILC to help households headed by OVC to build financial assets and complement current OVC programming, with the intent to provide OVC households with reliable and safe financial services as well as an avenue for basic financial education.

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Tuesday
Jan182011

Empowering Rwanda youth through savings-led microfinance

Savings and Internal Lending Communities (SILC) is a savings-led microfinance methodology developed by CRS to increase access to financial services for the poorest of the poor. This case study looks at CRS’ experience in introducing the SILC methodology to orphans and vulnerable children in Rwanda in an effort to help them build successful businesses.

Download the PDF (684 KB)
Download the e-book for most e-readers (EPUB, 1.9 MB)
Download the Kindle edition (MOBI, 2 MB)
Read online

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